Pension fee impact

Pension information might seem out of date for this site, but my job is supporting founders and funding retirement is a frequent topic.

I build this calculator to help visualise the impact of fees relating to some common pension types. A percent or two might seem very little, but the impact compounds over time and I wanted a way to visualise this during conversations.

Over 25 years, that “small” difference can cost you six figures.Play with the numbers below. Put in your own situation and see what fees are actually costing you.

Your Details

Current Age 40
2060
Retirement Age 65
4080
Existing Pot £50k
£0£1m
Annual Contribution £12k
£0£60k

Market Growth (nominal)

Impact by Fee Tier

Growth Over Time

For illustration only — not financial advice. Returns are hypothetical and don't reflect any specific fund. Past performance doesn't guarantee future results.

Mat Bennett

Mat Bennett

Advisor to founder-led agencies

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